High-Growth Consumer Fintech & Smartphone Financing Leader
EBITDA
TBD
Gross
$2,700,000
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Global lower-middle market M&A Advisors
Countries in which we've closed transactions
Languages spoken by our Team
Total deals value
Global lower-middle market M&A Advisors
Countries in which we've closed transactions
Languages spoken by our Team
Total deals value
© 2026 MergersCorp M&A International.
© 2025 MergersCorp M&A International is a global brand operating through a number of professional firms and constituent entities (“Members”) located throughout the world to provide Investment Banking, Corporate Finance, and Advisory Services and other client-related professional services. The Member Firms (“Members”) are constituted and regulated in accordance with relevant local regulatory and legal requirements. For more details on the nature of our affiliation, please visit our Disclaimer: https://mergerscorp.com/disclaimer. MergersCorp M&A International's franchising program is not offered to individuals or entities located in the United States.
The franchising program is offered by MergersUK Limited, a UK Company with its registered office at 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom.
MergersCorp M&A International provides strategic business advisory services, including preparing companies for growth and capital access. Through partnerships with licensed investment bankers, clients can access tailored capital-raising solutions.
U.S. Investment Banking Securities transactions are exclusively conducted by Spektrum Capital Advisors LLC, a Registered Representative of, and Securities Products offered through, BA Securities, LLC, a FINRA-registered broker-dealer. Check the background of investment professionals associated with this site on Broker Check.
The Company is a leading Panamanian fintech specialist with a 5-year operating history, focusing on providing financial inclusion to underbanked and unbanked individuals. It operates a proprietary, tech-enabled credit model spec ...
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The Company is a leading Panamanian fintech specialist with a 5-year operating history, focusing on providing financial inclusion to underbanked and unbanked individuals. It operates a proprietary, tech-enabled credit model specializing in smartphone financing with advanced remote-locking capabilities to secure assets and mitigate credit risk.
Proven Scalability: Successfully originated over 21,000 loans in the last two years with a business model replicable across the Latin American region.
Proprietary Risk Mitigation: Utilizes alternative scoring models and non-traditional variables combined with direct technological control over financed hardware to ensure high repayment rates.
Strong Financial Traction: Demonstrated rapid growth with plans to scale from 21,000 to over 310,000 originated loans by 2030.
Robust Capital Protection: Investment is supported by a trust structure administered by a professional fiduciary, including portfolio-backed guarantees and an assignment of cash flows.
| Metric | 2024 – 2025 (Projected/Actual) | 2030 (Projected) |
| Gross Revenue | ~USD 2.7 Million | ~USD 38.8 Million |
| Loan Portfolio Balance | ~USD 1.4 Million | ~USD 5.2 Million |
| Cumulative Loans | 21,000+ | 312,000+ |
Type: Hybrid Investment (Equity focus).
Target Amount: USD 5,000,000.
Equity Participation: Up to 51%.
Target Return: Average annual Internal Rate of Return (IRR) of 20%.
Investment Term: 60 months with open exit options.
Use of Funds: 90% allocated to credit portfolio expansion; 10% to operational and technological enhancements.
© 2025 MergersCorp M&A International is a global brand operating through a number of professional firms and constituent entities (“Members”) located throughout the world to provide Investment Banking, Corporate Finance, and Advisory Services and other client-related professional services. The Member Firms (“Members”) are constituted and regulated in accordance with relevant local regulatory and legal requirements. For more details on the nature of our affiliation, please visit our Disclaimer: https://mergerscorp.com/disclaimer. MergersCorp M&A International's franchising program is not offered to individuals or entities located in the United States.
The franchising program is offered by MergersUK Limited, a UK Company with its registered office at 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom.
MergersCorp M&A International provides strategic business advisory services, including preparing companies for growth and capital access. Through partnerships with licensed investment bankers, clients can access tailored capital-raising solutions.
U.S. Investment Banking Securities transactions are exclusively conducted by Spektrum Capital Advisors LLC, a Registered Representative of, and Securities Products offered through, BA Securities, LLC, a FINRA-registered broker-dealer. Check the background of investment professionals associated with this site on Broker Check.
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