Description

Switzerland

Business ID: L#20261138

A fully established Swiss-regulated financial intermediary and fintech infrastructure platform is available for acquisition as a turnkey operation. The company combines a Swiss corporate structure and SRO affiliation with a sophisticated, production-ready fintech platform covering payments, multi-currency accounts, IBAN infrastructure, digital assets, card issuing, KYC/KYB, AML/CTF, transaction monitoring and compliance automation. The platform became operational in February 2026 and has already processed more than EUR 30 million in transaction volume, supported by a clean audit record and established Swiss-based governance.

The opportunity provides an acquirer with the ability to enter or expand within the European financial services and fintech ecosystem through an already established regulatory and technology infrastructure.

KEY INVESTMENT HIGHLIGHTS

• Fully established Swiss financial intermediary available for acquisition
• Swiss AG corporate structure with established regulatory framework
• Swiss SRO affiliation established in 2025
• Operational since February 2026
• EUR 30M+ transaction volume processed since launch
• Clean audit record
• Swiss-based governance, including Director, MLRO and accounting infrastructure
• Institutional-grade fintech infrastructure already developed and operational
• Dedicated and virtual IBAN infrastructure
• SEPA / SEPA Instant, SWIFT, Faster Payments, CHAPS and Fedwire payment capabilities
• Multi-currency wallet and cross-border payment infrastructure
• Crypto on/off-ramp capabilities and institutional digital asset infrastructure
• Physical and virtual card issuing
• Fully integrated KYC/KYB, AML/CTF, sanctions, PEP and transaction monitoring
• Automated compliance workflows, risk scoring and regulatory reporting infrastructure
• Travel Rule implementation
• iOS and Android mobile applications with approved store deployment
• Multi-tenant and white-label architecture
• API-ready, modular and scalable fintech infrastructure
• Multiple banking, payments, digital asset and compliance integrations
• Additional pre-built integrations available for future expansion
• Complete operational, accounting, CRM, reporting and back-office infrastructure
• Turnkey platform requiring significantly less development time than a greenfield fintech launch

PLATFORM CAPABILITIES

Banking & Payments

• Dedicated and virtual IBANs
• Multi-currency accounts and wallets
• EUR / GBP / USD payment rails
• SEPA and SEPA Instant
• Faster Payments, CHAPS and SWIFT
• International payments across 30+ currencies
• Cross-border settlement infrastructure
• Enterprise treasury and reconciliation capabilities

Digital Assets

• Crypto on/off-ramp infrastructure
• Institutional crypto liquidity connectivity
• Digital asset custody infrastructure
• Crypto card capabilities
• Blockchain analytics and transaction screening
• Travel Rule infrastructure

Compliance & Risk

The platform incorporates a comprehensive compliance architecture designed to support regulated financial operations, including:

• Individual and corporate KYC/KYB
• Real-time sanctions and PEP screening
• Transaction monitoring
• Risk scoring and customer profiling
• Suspicious activity monitoring
• Automated compliance escalation
• Ongoing customer due diligence
• Fraud prevention and anomaly detection
• Regulatory reporting capabilities
• Full audit trails and activity logs
• Internal compliance and audit reporting

OPERATIONAL INFRASTRUCTURE

The platform includes a complete operational and administrative environment covering:

• Customer onboarding and lifecycle management
• CRM and customer support
• Ticketing and escalation workflows
• Customer communications
• Dynamic onboarding and document collection
• User permissions and multi-level access controls
• Workflow automation
• Accounting and fee management
• Balance reconciliation
• Deposit and withdrawal accounting
• Revenue and fee reporting
• Automated reconciliation
• Operational and financial dashboards